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1. Why have you turned my account over for foreclosure?

Your real property tax account became delinquent as of January 6th. The tax collector has the authority by State Statute to use all enforcement measures including foreclosure to collect delinquent tax bills after that date.

2. Why do I have to pay attorney fees?

Once your tax account is turned over to an attorney firm for foreclosure, attorneys are authorized by State Statute to charge the fees and costs associated with the foreclosure process.

3. Where can I get information regarding Onslow County tax foreclosure properties?

Information regarding our tax foreclosures is available at http://www.onslowcountync.gov/DocumentCenter/View/6521/FORECLOSURE-SALES.

4. I have received a notice of bank attachment. Can I still pay the taxes to avoid having my bank account attached?

Yes, payment must be made in cash, certified check, money order or credit card only. No personal checks can be accepted. Please ensure that your payment reaches the Tax Office on or before the effective date on the notice. You will also need to contact our office notifying us of the payment so we can send a cancellation of the attachment to your bank.

5. When the bank processed the bank attachment they deducted more from my account than the amount shown on the notice. What do I need to do?

Your bank charges a fee for processing an attachment. This fee is retained by your bank, and you will need to contact them for further information regarding this charge.

6. What is a bank attachment and how does it work?

A bank attachment is a form of collection measures allowed by the NC General Statutes. It is served on your bank for outstanding taxes due. Your bank then places a hold on your accounts for ten (10) days or until they have been notified by the tax office that the debt has been paid in full. If your bill is not paid in full before the ten (10) day period ends, the bank is required by law to remit the amount of the attachment to the tax department.

7. Why is my tax bill not covered in my bankruptcy?

If you have listed Onslow County Tax Collector as a creditor, your Bankruptcy plan will cover the bills prior to your filing date. If a bill is issued after the filing date it is the responsibility of the taxpayer to do one of the following: 1. pay it 2. contact your attorney to have the post-petition bill included into your plan 3. call our office to check the timing on submitting an amended claim.

8. Can I make payment arrangements if I am in bankruptcy?

Any taxes that were due at the time you filed bankruptcy are included in your plan (pre-petition). We cannot offer payment arrangements on current tax bills (post-petition). Partial payments will be accepted.

9. I am in bankruptcy. Why am I still getting notices?

Bankruptcy only covers the outstanding amount at the time you filed for bankruptcy. If you feel this is an error please call our office at 910-989-2202.

10. Can my house be foreclosed on for delinquent taxes while I am in bankruptcy?

No, but once your bankruptcy is completed or dismissed, all real property taxes must be paid in full to avoid further collection measures.